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APY GUY: Maximize Your Savings & Earnings

APY GUY: Maximize Your Savings & Earnings

  • CD Rates
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  • Checking Accounts

Wells Fargo

Wells Fargo CD Rates – Now up to 4.76% APY!

Written by: Lauren Graves
May 29, 2023
Fact Checked : Dan Nelson
May 29, 2023

Wells Fargo has been a household name for generations—a bank with as much recognition as history. Founded during the peak of the Gold Rush in 1852 to transport gold by steamship from San Francisco to New York City, this behemoth of a bank has grown alongside the American economy over the centuries.

Today, they hold over $1.88 trillion in assets with over 70 million customers worldwide. They also employ nearly 270,000 people and have 7,115 branches.

For the purpose of this review, we will focus on Wells Fargo’s CD (certificate of deposit) rates. To see if these products are right for you, continue reading below.

Wells Fargo CD Rates + Account Details

Wells Fargo offers 3 standard term CDs with maturities of 3 months, 6 months and 12 months and 1 promotional CD with a 5 month term which they refer to as their “Special Fixed Rate CD.” They also have IRA CDs with customizable terms ranging from 1 month to 12 years. The Special Fixed Rate CD can be opened as an IRA CD as well.

The minimum deposit requirement for a Standard CD is $2,500 and $5,000 for the Special Fixed Rate CD. If you’re opening these deposits as IRA CDs then the minimum deposit requirement is just $2,500 for the Special CD Fixed Rate CD and $1,000 for their Standard CDs.

All deposits are federally insured up to $250,000 per depositor by the FDIC.

Special CD Rates

A minimum deposit of $5,000 is required to open a Special Fixed Rate CD.

Wells Fargo used to offer a 4 month and 8 month option, however as of May 2023, they only have a 5 month option.

CD rates surveyed May 29, 2023.

CD TermStandard APYRelationship APY
5 months4.50%4.76%
APY = Annual Percentage Yield

To give these yields some context, the current national average for a 6 month CD sits at just 1.19% according to FDIC data, however, top yields from online banks and nationally available credit unions are now inching over the 5.00% APY (annual percentage yield) mark.

Standard CD Rates

A minimum deposit of $2,500 is required to open a standard CD.

Deposit SizeCD TermStandard APYRelationship APY
$0 – $99,999.993 months0.50%0.51%
$100k +3 months1.01%1.02%
$0 – $99,999.996 months2.50%2.51%
$100k +6 months2.50%2.51%
$0 – $99,999.991 year1.50%1.51%
$100k +1 year2.00%2.01%
APY = Annual Percentage Yield

To give Wells Fargo’s standard CDs more context, the national average for a 12 month CD sits at 1.59% APY and some of the top yields nationally are also just over 5.00% APY.

As you can see, Wells Fargo offers better yields for deposit sizes of $100,000 or more. Wells Fargo CD rates are tiered by deposit size with 6 tiers in total. The only tier that currently pays a different APY is the $100k+ tier, but this may change in the future. The tiers are as follows:

  • $0 – 4,999.99
  • $5,000 – 9,999.99
  • $10,000 – 24,999.99
  • $25,000 – 49,999.99
  • $50,000 – 99,999.99
  • $100,000+

IRA CD Rates

As noted, IRA CDs come with a minimum deposit of just $1,000 for all standard terms or $2,500 if you’re opening the 5 month special.

CD TermStandard APYRelationship APY
5 month special4.50%4.76%
1 – 2 months0.01%0.02%
3 – 5 months0.50%0.51%
3- 5 months
($100k +)
1.01%1.02%
6 – 11 months2.50%2.51%
12 – 23 months1.50%1.51%
12 – 23 months
($100k +)
2.00%2.01%
24 – 35 months1.50%1.51%
24 – 35 months
($100k +)
2.00%2.01%
36 – 47 months1.50%1.51%
36 – 47 months
($100k +)
2.00%2.01%
48 – 59 months1.50%1.51%
48 – 59 months
($100k +)
2.00%2.01%
60 – 71 months1.50%1.51%
60 – 71 months
($100k +)
2.00%2.01%
72 – 144 months1.50%1.51%
72 – 144 months
($100k +)
2.00%2.01%
APY = Annual Percentage Yield

How Much Can you Earn with a Wells Fargo CD?

How much you earn with a Wells Fargo CD depends on the term you choose, its APY (annual percentage yield) and your deposit size.

Below is a chart showing total interest earnings on all of Wells Fargo’s CD options assuming a $100,000 deposit.

CD TermAPYTotal Interest Earned
5 month Special4.76%$1,956.47
3 month standard1.02%$254.03
6 month standard2.51%$1,247.22
12 month standard2.01%$2,010.00
APY = Annual Percentage Yield

How do Wells Fargo’s CD Rates Compare?

To get a better idea of how Wells Fargo’s CD rates stack up against the competition take a look at the two tables below. The first table compares Wells Fargo’s best CD rates with other top U.S. banks and the second compares Wells Fargo’s CD rates with popular FDIC-insured online banks.

Wells Fargo’s CD Rates vs Big Banks

BankMin. DepositBest CD Rate
Wells Fargo$5,0004.76%
Chase$100,0004.00%
Bank of America$1,0004.50%
Citibank$100,0004.75%
U.S. Bank$1,0004.75%
CD rates surveyed May 29, 2023.

Wells Fargo’s CD Rates vs Online Banks

BankMin. DepositBest CD Rate
Wells Fargo$5,0004.76%
Ally Banknone4.80%
Bask Bank$1,0005.10%
Popular Direct$10,0005.10%
Tiaa Bank$1,0005.00%
CD rates surveyed May 29, 2023.

Qualify for Relationship APY

To qualify for the relationship APY on any certificate, you must maintain a Wells Fargo Portfolio Checking account. That account comes with a $30 monthly service fee unless you can maintain $25,000 or more in qualifying linked bank deposits or $50,000 or more in qualifying linked bank, brokerage, and credit balances.

Compounding and Crediting Interest

Interest is compounded daily and paid at your interval of choice. If your term is 12 months or less, you may choose to have your dividends paid monthly, quarterly, semi-annually, or at maturity. If your term is 12 months or more, you may choose to be paid your dividends monthly, quarterly, semi-annually, or annually. These payments can be redeposited into the certificate account, transferred to a linked Wells Fargo saving or checking account, or paid by check (provided your balance is $5,000 or more).

Grace Period and Early Withdrawal Fees

Wells Fargo allows for a 7 calendar-day grace period upon the maturity of your CD in which you can add or withdraw funds, change CD terms, or close the CD without incurring any penalty fee. Withdrawing funds prior to your CD’s maturity will result in an early withdrawal fee.

Early withdrawal fees are as follows:

  • For CDs with terms less than 3 months the penalty is 1 months’ interest,
  • For CDs with terms 3 to 12 months the penalty is 3 months’ interest,
  • For CDs with terms 12 to 24 months the penalty is 6 months’ interest, and
  • For CDs with terms over 24 months the penalty is 12 months’ interest.

Funding the CD

You can fund your Wells Fargo CD in one of three ways. You can:

  • Transfer funds from an existing Wells Fargo account
  • Transfer funds from an external account. You’ll need the bank account number as well as the bank or credit union’s routing number to complete the transfer.
  • Use a physical check or money order and send it by mail or stop by one of their 8,000+ branches across the country.

Banking Experience and Consumer Sentiment

You might be wondering how Wells Fargo performs in the eyes of the people from a customer service and overall experience perspective. According to 1,385 ratings submitted to Consumer Affairs, they come out about average. With an overall score of 3.8 stars out of 5. This is up substantially from their 2020 score which hovered around 1 out of 5.

On the negative side, many customers had reported being solicited by Wells Fargo to take out loans they shouldn’t take out, experiencing longer-than-usual wait times on everything from payments to getting customer service help, and having their accounts locked for no apparent reason.

Of course, all customer reviews should be taken with a grain of salt—Wells Fargo is one of the biggest banks in America and it’s difficult to consolidate all customer experiences into a neat and tidy description of what to expect.

It’s worth mentioning that Wells Fargo is still trying to restore its reputation as a trustworthy institution after its 2016 public account fraud scandal in which credit and debit accounts were wrongfully opened under customer names by Wells Fargo representatives in order to boost sales, and it’s clear that the people haven’t recovered from this offense. So while it may not be clear whether Wells Fargo can be trusted as a corporation, you should at the very least be wary if you choose to bank with them.

Branches and ATM Access

There’s no shortage of Wells Fargo branches and ATMs. You can get a separate ATM card with a Way2Save account or link your funds to an existing debit card. And if you do wish to manage your money from an ATM or branch, you’ll have no problem locating one. You’ll have access to more than 13,000 ATMs and about 8,050 in-person branches.

Wells Fargo’s mobile apps, both for IOS and Android phones receive high scores on their consumer reviews. As of April 2022, they have a 4.8 star rating out of 5 for iPhone users with over 8 million reviews and a 4.8 star rating out of 5 for Android users with over 2 million reviews.

To contact customer service with general banking questions or concerns, call 1-(800)-869-3557. To get online banking help, call 1-(800)-956-4442. Both lines are open 24/7. If you don’t mind a longer wait time, you can mail a letter to one of these addresses or reach out on social media through Twitter or Facebook.

Filed Under: CD Rates Tagged With: Wells Fargo

Wells Fargo Platinum Savings – Now up to 2.51% APY!

Written by: editorial staff
February 13, 2023

Wells Fargo, based out of San Francisco, CA, is the fourth largest bank in the United States by assets with just shy of $2 trillion ($1.955 trillion).

Like many of the country’s largest banks, Wells Fargo has also been slow to increase their rates for savers in our rapidly increasing interest rate environment.

That said, their CD rates have been increasing incrementally lately and their Platinum Savings Account just saw a large rate bump this November.

While the Wells Fargo Platinum Savings account has provided abysmal yields over many years, it looks like their rates are finally on the rise, albeit still far behind the top yields found with many online banks and nationally available credit unions.

To see if the Wells Fargo Platinum Savings account is right for you, continue reading our review below.

Platinum Savings Rate + Account Details

Please Note! The Wells Fargo Platinum Savings account comes with a minimum deposit requirement of just $25 to open, however, unless you keep an average daily balance of $3,500 each month you’ll be charged a monthly service fee of $12.

Rate

The rate and APY (annual percentage yield) you receive are determined by both your balance amount and your relationship status with Wells Fargo (i.e. if you have a linked checking account).

BalanceStandard APYRelationship APY
$0 – $99,999.990.25%0.26%
$100k – $499,999.991.01%1.02%
$500k – $999,999.992.00%2.01%
$1m +2.50%2.51%
APY = Annual Percentage Yield

All deposits are federally insured by the FDIC up to the maximum limits.

To put these yields into perspective, the national average for a savings account sits at just 0.44% APY, according to FDIC data.

That said, there are a number of FDIC-insured, online banks paying over the 4.50% APY mark on all balance amounts following the Fed’s first rate hike of 2023 on February 1st.

To be eligible for the Relationship APY, you must have one of the following linked checking accounts:

  • Prime Checking,
  • Premier Checking or
  • Private Bank Interest Checking account

Compounding and Crediting Interest

Interest is compounded daily and paid back to your account monthly.

Opening and Managing the Account

The Platinum Savings account can be opened online or in one of Wells Fargo’s 5,200 branches. It can also be opened as a joint account which expands your FDIC coverage to $500,000 ($250,000 per individual). You can open the account as a current Wells Fargo customer or a new Wells Fargo customer.

If opening the account online, you’ll need the following information (at a minimum) to complete the process:

  1. Primary email address
  2. home address
  3. phone number
  4. Social Security number (or ITIN)
  5. Valid ID (driver’s license, state ID, or Matricula card)

When making your initial deposit, you’ll need the following (if not transferring from another Wells Fargo account):

  • Bank or credit union name where funds will be withdrawn from
  • Bank or credit union’s routing number
  • Your account number

Once your account is open, you’ll have 24/7 access to your funds via Wells Fargo’s online portal or their native apps for Apple and Android phones.

You will also have the ability to write checks from the Platinum Savings account as well as withdraw cash from any of Wells Fargo’s 13,000 ATMs via a Wells Fargo ATM card. There are no debit cards available for just the Platinum Savings account, however, you’ll need a linked checking account for that.

If you’d like to make automatic transfers into the Wells Fargo Platinum Savings account you will need to have a linked Wells Fargo checking account. This will also make you eligible for the Relationship APY.

Final Thoughts

While it is great to see Wells Fargo finally start to lift some of their savings rates, this account is still not competitive at this time.

Plus, the fact that you’ll need to maintain an average daily balance of $3,500 to avoid a monthly service fee of $12 makes it less favorable than the numerous online savings accounts offered by smaller banks with no minimum balance requirements or monthly maintenance fees.

We should also note that the perks of having an ATM card, easy ATM access plus check writing capabilities are features not typically associated with other savings accounts.

Filed Under: Savings Accounts Tagged With: Wells Fargo

Wells Fargo Checking Account Bonus – $300 [Nationwide]

Written by: Lauren Graves
April 8, 2022

https://bonusoffer.wf.com/checking300

Yes, you read that right–a $300 checking account bonus available to new customers nationwide!

Wells Fargo routinely proves how much they want your business with excellent welcome offers such as this one. From now until the end of July 15, 2022, Wells Fargo will provide all new checking account customers with $300 after jumping through a few hoops.

We know this is a lucrative checking account bonus and we’re excited to see Wells Fargo offer it. Just be sure this checking account would be right for you even without the bonus before signing up.

How to Get the $300 Checking Bonus From Wells Fargo

The Wells Fargo Everyday Checking account is Wells Fargo’s most popular account and from now until the July 15, 2022 you can snag $300 for opening it.

Here’s how to earn the $300 bonus (Online or In-Person)

  1. Use this link to receive your offer code. Then, enter this code when opening your new Everyday Checking account or provide it to the banker helping you.
  2. Deposit at least $25 into your new checking account before July 15 (this is the minimum opening deposit).
  3. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 days from account opening (the qualification period).
  4. $300 will then be deposited into your account within 30 days of meeting the above requirements.

The $1,000 direct deposit requirement is fairly standard for checking account bonus offers like this. Just remember this can be in the form of salary, ACH transfers from an employer, social security, income from a rental property, side-hustle or small business, etc.

Finally, you must have a positive balance for this entire period in the account (and it goes without saying, but the account must not be closed for any reason).

If you do not meet these offer requirements within 90 days of opening your account, you will not receive the bonus. But if you ​do​ follow these steps, the bonus will be automatically deposited into your checking account within 30 days. Please keep in mind that this bonus will be considered taxable income.

Certain groups of people will not be eligible for this offer, including current owners of Wells Fargo consumer checking accounts, Wells Fargo employees, and any individuals that have received a Wells Fargo bonus offer on a new consumer checking account within the past year. So you don’t technically have to be a new Wells Fargo customer, but you can’t already have a checking account with them.

Locations That Qualify for the $300 Checking Account Bonus

When Wells Fargo first rolled out this lucrative promotion in the beginning of 2020, it was exclusively available to residents of Orlando, Florida and Phoenix, Arizona.

Now, it’s available nationwide and the requirements for qualifying are a lot less strict. Simply apply online or visit the Wells Fargo branch location nearest to you and open an account with the printed-out code.

How to Avoid Fees With the Wells Fargo Everyday Checking Account

As with many checking accounts offered by large, national banks, you will have to meet a few requirements to avoid a monthly maintenance fee.

The Wells Fargo Everyday checking account will charge you a monthly service fee of $10, but this can be avoided in a few different ways.

  1. First, if you are between the ages of 17 and 24, this maintenance fee will be automatically waived for you.
  2. If you are older than this, you can avoid the monthly fee by maintaining an average daily balance of at least $500.
  3. You may also avoid the fee by setting up direct deposits totaling $500 or more into this account (does not include peer-to-peer transfers or mobile deposits).
  4. Lastly, you can avoid the fee by linking this account with a Wells Fargo Campus ATM Card or Campus Debit Card in good standing.

Some other account fees (listed below) cannot be avoided, but you should still know about them.

  • $12.50 per overdraft transfer (when you’re enrolled in overdraft protection),
  • $35 per overdraft or returned item when you’re not enrolled in overdraft protection,
  • $2.50 per transaction using an out-of-network ATM in the U.S., and $
  • 5 per transaction using an out-of-network ATM outside of the U.S.

Withdrawals from Wells Fargo ATMs are, of course, free.

Wells Fargo Checking Account Features and Perks

By and large, this checking account is basically your standard checking account. However, it does boast a few features and perks that help to make it more attractive.

One of the most advertised features is the Debit Card On or Off feature. This is unique to Wells Fargo and is a good safety measure that could save your account balance in the event of card theft or loss.

Simply turn off a card temporarily that you’ve had stolen or misplaced without canceling it, and your balance will be protected until you turn it back on.

With an Everyday Checking account, you’ll have access to the usual—but still nice—features available through this bank such as:

  1. Online and mobile bill pay and transfers.
  2. 24/7 customer service.
  3. Over 13,000 Wells Fargo ATMs.
  4. Debit Card Overdraft Services (customer must opt-in). Details below.
  5. Overdraft Rewind. Details below.
  6. Card-free ATM access. Allows you a one-time ATM code for use at a Wells Fargo ATM right from the bank’s mobile app.
  7. Text banking. Access your account balance, transactions, due dates, and more via text message.

If you add Debit Card Overdraft services to your account, your debit card transactions could be approved and put into overdraft (at the discretion of Wells Fargo), rather than just having them automatically declined when you can’t pay for them based on your balance.

You will incur a fee of $35 for every overdraft applied, but this will be waived if you can get the money to pay for the transaction into your account on the same business day.

Overdraft Rewind, a much less common practice, is a free account feature that will allow you to dodge an overdraft fee if your account receives a direct deposit covering the full amount of the transaction that went into overdraft by the next day. You might not take advantage of this all the time, but it could come in handy once in a while.

Final Thoughts

This is a very solid checking account bonus by Wells Fargo. 

The Everyday checking account that the bonus is applied to is quite versatile and can be beneficial to a wide array of customers.

The $300 bounty for becoming a new checking account customer is also on the high end for bonuses of these types, which generally stay in the $100 – $200 range.

Just keep in mind that you’ll need to enroll in direct deposit right away to reach that $1,000 minimum.

Also, in the longer run, if you see yourself having trouble avoiding the monthly fees, this could eat away at the cash bonus over time, so be sure you can meet these requirements comfortably.

Filed Under: Checking Accounts Tagged With: Wells Fargo

Wells Fargo Clear Access Banking Review

Written by: editorial staff
February 22, 2022

You may have heard of, or even used, Wells Fargo’s past checking accounts with debit cards for teenagers. However, both the Wells Fargo Teen Checking and Wells Fargo Opportunity Checking accounts have been discontinued by Wells Fargo and are not offered in 2022.

Today, the Wells Fargo Clear Access Banking account takes their place and combines many of their best features.

This account is a basic checking account with no check writing capabilities. It comes with a secure debit card with chip technology and must be opened in a branch with an adult co-owner. It requires a minimum deposit of $25 or more.

To see if this account meets your family and child’s needs, continue reading our review below.

Who is it For?

Average age: 13 to 16.

Good candidate: Younger teens who want a simple checking account, a secure debit card with chip technology, no overdraft fees and low account balances.

Kids aged 13 to 17 must open the account in a branch and kids 13 to 16 need to have an adult co-owner. Once you’re 18 you can open the account online and by yourself.

From age 18 to 24 you can enjoy this account fee free, however once you turn 25 you’ll need to meet monthly balance and activity requirements to avoid a $5 fee.

Noteworthy Features and Benefits

Lack of fees. There are no monthly service fees for ages 13 – 24, no overdraft fees and no non-sufficient fund fees.

This account helps people manage, save and spend their money wisely with budgeting, cash flow, and spending tools.

Account holders will have access to the vast Wells Fargo ATM and branch network with approximately 12,000 Wells Fargo ATMs. You can use your contactless debit card or digital wallet to make free ATM withdrawals.

This is also an ideal account for those looking for a second chance bank account that are unable to open standard checking accounts due to past credit history.

Features and Benefits for Parents

When a parent and teen open a Wells Fargo Clear Access Banking account, they become joint account owners with the parent as the primary account holder.

Parents can stay on top of their child’s spending by setting up alerts that can be sent via email, text, or push notification in the Wells Fargo Mobile App.

Wells Fargo is committed to account safety. They offer Zero Liability protection which reimburses you for any promptly reported unauthorized transactions. They also offer 24/7 customer support and fraud monitoring.

With the Wells Fargo Mobile App parents and kids can pay bills, deposit checks, send and receive money with Zelle and set up alerts. Zelle allows you to send money to friends and family similar to Paypal or Venmo by using a phone number. Both ends of the transaction must be enrolled in Zelle.

Features and Benefits for Teens

Teens get a simple, yet reasonably high tech account that offers secure chip technology, digital payments and a mobile app for easy account management.

Use the Wells Fargo Card Design Studio service to design a card that is custom to you.

The mobile app can be downloaded on iPhones and Androids and can be used on most smartphones and tablets. With the app you’ll have the ability to check your balance, pay your bills and send money digitally.

Fees and Costs

For most day to day usage there will likely be no little in the way of fees. There are no overdraft fees and non-sufficient fund fees. There are also no service fees for account holders aged 13 – 24. On your 25th birthday you may be subject to a $5/month fee if you do not meet monthly balance and/or activity requirements.

Here’s a full breakdown of fees:

Wells Fargo ATM Fee$0
ATM Fee: Out-of-Network$2.50
Debit Card Design Studio Fee$0
Debit Card Replacement Fee$0
Foreign Transaction Fee (Debit Card)3%
Monthly Fee$0 – $5
Online Bill Pay Fee$0
Overdraft Fee$0
Paper Statement Fee$0
Returned Deposit Fee (Domestic)$12
Returned Deposit Fee (International)$12
Wire Transfer Fee – Domestic (Incoming)$15
Wire Transfer Fee – Domestic (Outgoing)$30
Wire Transfer Fee – International (Incoming)$16
Wire Transfer Fee – International (Outgoing)$40

Wells Fargo Clear Access Banking vs Competitors

One of the primary benefits of the Wells Fargo Clear Access Banking account over competitors is its simplicity. It’s a simple and secure checking account with a debit card using chip technology.

You can do all the basic stuff on the mobile app like monitor activity, send and receive money and pay bills. The account also has limited fees as noted above.

If you’re looking for a more robust account however, there’s been an explosion of new FinTech companies offering sophisticated apps with debit cards that have chore management features, financial literacy courses, etc. To see a rundown of these products, check out our best debit cards for kids and teens report for 2022.

Potential Drawbacks

Depending on how you’d planned to use this account you have some concerns. For example, if you are accustomed to writing checks this account won’t be for you as there is no check writing capability at all.

If you tend to send or receive wire transfers, you’ll find this account to be a bit expensive as Wells Fargo’s wire fees are higher than other banks and credit unions.

If you were expecting an interest rate on your balance or a sign up bonus for opening an account, you’ll be let down as this account provides neither.

Lastly, if there aren’t many Wells Fargo branches in your area and will need to make out of network ATM withdrawals you’ll face a $2.50 fee for each from Wells Fargo. Remember, this is on top of whatever that particular bank or ATM is charging. This is costlier than other banks and credit unions – many of which don’t have their own fees for out of network ATM usage.

Customer Sentiment

There is little in the way of customer reviews for the Wells Fargo Clear Access Banking account since it is still relatively new and replaced two former accounts, but there is plenty of data on how people feel about banking with Wells Fargo.

Out of 750 reviews on Consumer Affairs, Wells Fargo receives an average rating of 3.5/5 stars.

Out of 513 reviews on the Better Business Bureau, Wells Fargo receives an average rating of just 1.07/5 stars with many links of government action against the institution involving the business’ marketplace conduct.

The Wells Fargo Mobile Banking app, which you’d use as a Clear Access Banking customer, has a 4.8/5 star rating with 6.7 million ratings on the App Store and a 4.7/5 star rating on Google Play with just over 1.4 million ratings.

Is it Safe?

Like any other checking account with an accredited financial institution, this checking account is FDIC-insured up to the federally allowed limit of $250,000.

The account also comes with:

  • 24/7 fraud monitoring
  • Account activity alerts that can be sent via text, email or in the app
  • Zero liability protection. Get reimbursed for any promptly reported un-authorized card transactions.
  • debit card with chip technology for added security

How to Sign Up

An adult parent or guardian must be present with the teen age 13 – 16 and go into a local Wells Fargo branch to open this account. For those aged 17 you can open the account on your own by going into a local branch. Anyone over the age of 18 can open the account online here.

What you’ll need to apply:

Adult co-owners and kid(s) will need the following if applicable:

  • Social Security number (or ITIN)
  • Valid ID (driver’s license, state ID, Matricula card)
  • $25 for minimum deposit to open account

Filed Under: Debit Cards for Kids Tagged With: Wells Fargo

Primary Sidebar

The Big Banks

  • Bank of America CD Rates
  • Capital One CD Rates
  • Citibank CD Rates
  • Chase Bank CD Rates
  • Wells Fargo CD Rates
  • U.S. Bank CD Rates

Noteworthy Credit Unions

  • Navy Federal Credit Union CDs and Savings
  • Patelco Credit Union CDs and Savings
  • PenFed CDs and Savings
  • Connexus Credit Union CDs and Money Market

Brokered CDs

  • Edwards Jones
  • Charles Schwab
  • Fidelity
  • Vanguard

Alternatives

  • 12 Alternatives to CDs and Savings Accounts

Real Estate Investment Platforms

  • Yieldstreet - Avg 10.61% Returns

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