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APY GUY: Maximize Your Savings & Earnings

APY GUY: Maximize Your Savings & Earnings

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      • CD Rates Forecast 2022 – Will Rates Go Up in October and November?
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Interest rates are on the rise in 2023.

See where we think CD rates are heading:

CD Rate Forecast

What’s trending…


Following the 8th consecutive rate hike from the Fed (this time of just 0.25%), top rates from online savings accounts are now inching over 4.20% APY (annual percentage yield).

Read more here.

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Editorial Staff

online savings

Capital One’s CD rates rise to 5.00% APY – leading the way for the big banks.

Read more here.

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Editorial Staff

CD rates

The top debit cards issuers for kids and teens continue to sweeten the pot. Some accounts feature secondary savings products with APYs up to 4.0%.

Read more here.

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Lauren Graves

Debit Cards and Savings for Kids

Latest from our blog:


  • Will CD Rates Go Up in March and April 2023?
  • Fifth Third Bank CD Rates – Now up to 4.50% APY!
  • Charles Schwab CD Rates – Now up to 5.35% APY!
  • Citibank CD Rates – Now up to 5.39% APY!
  • Mountain America Credit Union CD Rates – Up to 4.60% APY!

As seen in:


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