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APY GUY: Maximize Your Savings & Earnings

APY GUY: Maximize Your Savings & Earnings

  • CD Rates
  • Savings Accounts
  • Checking Accounts

Interest rates are on the rise in 2023.

See where we think CD rates are heading:

CD Rate Forecast

What’s trending…


Following the Fed’s most recent 0.25% rate hike towards the end of July, top rates for online savings accounts are now inching over 5.00% APY (annual percentage yield).

Read more here.

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Editorial Staff

online savings

A handful of Citibank’s IRA CDs rose above 5.25% APY – leading the way for the big banks.

Read more here.

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Editorial Staff

CD rates

The top debit cards issuers for kids and teens continue to sweeten the pot. Some accounts feature secondary savings products with APYs up to 4.0%.

Read more here.

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Lauren Graves

Debit Cards and Savings for Kids

Latest from our blog:


  • Charles Schwab CD Rates – Now up to 5.65% APY!
  • Chase Bank CD Rates – Now up to 5.00% APY!
  • Bank of America CD Rates – Now up to 5.00% APY!
  • CD Rate Forecast – Will Rates Go Up Again in 2023?
  • Best CD Rates in Florida – Now up to 5.60% APY!

As seen in:


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Send an email to hello@apyguy.com with the name of the institution, rate (APY) and type of product.

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